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SBI Home Loan Documents Required list PDF Details
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| PDF Name |
SBI Home Loan Documents Required list
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| No. of Pages | 01 |
| PDF Size | 28.3KB |
| Language | English |
| Category | Banking & Finance |
| Source | bankbazaar.com |
SBI Home Loan Docoments
Obtaining a home loan is the most significant financial decision you will ever make. Obtaining a home loan is now an easy process, as most lending institutions have reduced the amount of paperwork required. Your home loan could be approved in as little as 24 hours if everything is in line.
SBI offers a diverse range of retail loans, with SBI house loans being one of the most popular choices among home buyers.
List of Documents Required to Be Submitted for An SBI Home Loan
- A duly-filled loan application form
- Three passport size photographs of the applicant
- A government issued photo identity proof (Voter ID, passport, driving license, etc.)
- Proof of residence (telephone bills or electricity bills would suffice)
- For non-salaried applicants, proof of business is required
- Bank statement for the past six months
- Statement of personal liabilities
- Personal assets statement
- Signature identification from the present banking institution
- Documents required for the guarantor
- Statement for personal assets and liabilities
- Two passport size photographs
- Identity proof (Voter ID, passport, driving license, etc.)
- Proof of the current and permanent residence
- Address of the firm, in case the guarantor is self employed
- Signature identification from the present banking institution
Documents Required For Guarantor (Wherever Required):
- Needed Statement of Your Personal Assets and Liabilities
- 2 passport size photocopies
- Proof of identification as above
- Proof of residence as above
- Proof of business address as above
- Signature identification from his/her present bankers
Additional Documents Required for Salaried Home Loan Applicants
In addition to the above, salaried home loan applicants are required to submit the following documents:
- Salary certificate from the current employer (original)
- TDS certificate or Form 16 or copies of tax returns for last 2 years
Additional Documents Required for Self-Employed Home Loan Applicants
- Copies of IT returns for the last three years or assessment orders
- Copies of challans as a proof of Advance Income Tax payment